Cash loans on the non-bank market come with each month. Mostly non-banking loans granted via the Internet up to PLN 3,000 for a short term at the first loan for free and up to PLN 25,000 with a loan taken on installments. For a wide range of people interested in non-bank loans, the drawback of such loans is a short loan period, small amounts that can be borrowed online and the fact that most non-banking companies check credit history at BIK and look into many other debtors’ registers before granting a loan.
A significant portion of customers are looking for a non-bank loan with so-called “bad credit history” up to PLN 25,000 with a much longer lending period than the standard 30 days. Mostly people who apply online for loans for indebted people with bad credit history, choose the maximum loan repayment period, which currently in most non-bank companies is 48 months. We will try to tell you which bank will give you a loan with a bad credit history, and more specifically, which non-bank company will loan a person who has a bad credit history at BIK.
Clients seeking a long-term non-bank loan
It did not take long to wait for clients seeking a long-term non-bank loan of up to 25,000. PLN, with the possibility of spreading the repayment for several years, several loan companies responded.
One of such companies is ONE Lending, which offers affordable loans for online installments up to PLN 25,000 – it is one of the highest loan amounts available outside banks on simplified terms. Repayment period from 6 to 36 months. The credit decision is made up to 1 hour and the funds are transferred to the account up to 1 hour after the application has been approved. The contract is concluded by phone or courier – without leaving your home. Online installment loan up to PLN 25,000 is a good offer, but it should be noted that applicants are checked by the lender in BIK SA, BIGInfomonitor SA, KRD BIG SA and ERIF BIG SA databases. Therefore, the person applying for the installment loan in ONE Lending can not have negative credit history at BIK, BIG, KRD, ERIF. Positive verification of creditworthiness is necessary.
Non-bank loan with bad credit history
A bad credit history in the Credit Information Bureau (BIK) makes it difficult to take out any loan, both in the bank and in the parabank. As it turns out, some loan companies use additional mechanisms to secure the repayment of the loan in the form of a guarantor and assessment of the client’s creditworthiness, thus turning a blind eye to a bad BIK. In the loan company DK, applications of persons holding so-called “bad credit history at BIK. You can even apply for 25,000 PLN.
A good Guarantor (guarantor of a loan without BIK) is 100% certainty of receiving a loan. The Guarantor’s support is enough when it is no longer possible to get a loan from any non-bank institution. The guarantor is a guarantee of receiving the necessary funds in the amount of up to 25,000. zł. A loan without a BIK with a guarantor – a loan offer dedicated to people with bad credit history from PLN 2,500 to 25,000. PLN, with the possibility of spreading the repayment for low installments from 12 to 48 months under the name DK, is included in our non-bank loan statement.
Why is it worth taking a loan with DK guarantor?
- All persons with negative credit history are accepted.
- The loan amount even up to PLN 25,000 – the highest loan amount available without BIK.
- Repayment period from 12 to 48 months.
- Safe non-bank loan for people with bad credit history granted without a pledge.
- If you have a good Guarantor, you have a high probability (almost 100%) that you will get a loan without BIK, regardless of your credit history.
- Credit decision up to 24 hours, money on your account even in 48 hours.
Where else for a loan with bad credit history?
Loans up to PLN 25,000 with bad credit history, in addition to the DK offer, are also provided by Rapida Money . It’s quick, easy and tailored to the customer’s needs up to PLN 25,000. A bad credit history is not relevant if the borrower has a Guarantor . The loan repayment period can be 12, 24 or 48 months. Another loan offer for indebted people without creditworthiness is a non-bank loan against real estate, vehicles or Speed Cash machines. A loan agreement signed with a notary public. Loans from 30 thousand PLN 10 million for the period from 3 months to 10 years. A loan offer for entrepreneurs with the option of postponing the repayment of principal and interest as well as the possibility of repayment by a bailiff, arrears in ZUS and the Tax Office. Loans without BIK and ZUS and US certificates. You can claim 24/7 for each loan. We think you may like these loans.
We have 3 special loans for people with bad credit history up to PLN 25,000. The first three offers are a non-bank loan for people with bad credit history, the fourth offer is a dedicated loan for payday loans.